Financial inclusionSocial welfareGovernment of India (Central Scheme)
Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY)
प्रधानमंत्री जीवन ज्योति बीमा योजना (PMJJBY)
Affordable life-insurance cover via a bank account.
Benefit type
Life insurance
For
Anyone (no occupation restriction)
Age
18–50 years
Highest education
Any
Who can apply
For
Anyone (no occupation restriction)
Age
18–50 years
Highest education
Any
Gender
Any
Social category
All categories
Income
No income bar
Domicile
Any
Details
- Benefit type
- Life insurance
- Benefit detail
- Life cover of ₹2 lakh for an annual premium of ₹436 (revised 2022); bank-account holders aged 18–50.
- Target beneficiary
- Bank account holders (18–50).
- Launch date
- —
Status evidence
Active — runs under the Jan Suraksha umbrella (PMJJBY + PMSBY enrolments past 55 crore by 2026); premium ₹436/year since 1 Jun 2022 (PIB). Verified 2026-06-19.
Sources:jansuraksha.gov.in ↗
- Last budget year
- —
- Last notification
- —
- Last verified
- 19-06-2026 · 8 days ago
Data & impact
Public figures where available; where Bihar publishes nothing, the data request itself is shown. Every number is sourced — none are estimated.
Data provenance
Budget & disbursement
From budget.bihar.gov.in (public — to extract)
Beneficiaries
From department reports / portal
District-wise distribution
District-wise — needs an RTI
Demographic breakdown
Category / gender — needs an RTI
Published
Sources
- Primary source:https://www.jansuraksha.gov.in ↗
- Application portal:https://www.jansuraksha.gov.in ↗
- Department:https://www.india.gov.in ↗