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HealthSocial welfareGovernment of India (Central Scheme)

Ayushman Bharat — PM-JAY

आयुष्मान भारत — पीएम-जय

Health insurance cover for hospitalisation to eligible low-income families.

Benefit type
Health insurance
For
Anyone (no occupation restriction)
Age
Any age
Highest education
Any

Who can apply

For
Anyone (no occupation restriction)
Age
Any age
Highest education
Any
Gender
Any
Social category
All categories
Income
No income bar
Domicile
Any
Eligibility
Families identified as eligible (SECC deprivation criteria / state-extended lists). Check eligibility on the PM-JAY portal.

Details

Benefit type
Health insurance
Benefit detail
Cover up to ₹5 lakh per family per year for secondary/tertiary hospitalisation. The Ayushman Vay Vandana extension additionally covers all citizens aged 70+ regardless of income.
Target beneficiary
Eligible low-income families.
Launch date

Status evidence

Active

Active in Bihar — official reports cite >₹1,000 crore saved by Bihar beneficiaries in a year, with ongoing enrolment drives. ₹5 lakh/family/year (secondary/tertiary). The Ayushman Vay Vandana extension now covers all citizens aged 70+ regardless of income. Verified 2026-06-19.

Last budget year
Last notification
Last verified
19-06-2026 · 8 days ago

Data & impact

Public figures where available; where Bihar publishes nothing, the data request itself is shown. Every number is sourced — none are estimated.

Fiscal yearFunds (₹ cr)People
2024-25
₹1,010 crBihar PM-JAY spend
2,83,00,000Bihar Ayushman cards

Sources:theprint.in

Data provenance

Budget & disbursement
[scope: Bihar]
Reported · verify
Beneficiaries
2.83 cr cards created in Bihar (2024); 7.5 lakh hospital admissions in 2024-25. [scope: Bihar]
Reported · verify
District-wise distribution
District-wise — needs an RTI
RTI needed
Demographic breakdown
Category / gender — needs an RTI
RTI needed
Outcomes
Completion / outcomes — needs an RTI
RTI needed

Sources