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Social welfareFinancial inclusionGovernment of India (Central Scheme)

Atal Pension Yojana (APY)

अटल पेंशन योजना (APY)

Guaranteed minimum pension for workers, especially in the unorganised sector.

Benefit type
Guaranteed pension
For
Worker / labourer
Age
18–40 years
Highest education
Any

Who can apply

For
Worker / labourer
Age
18–40 years
Highest education
Any
Gender
Any
Social category
All categories
Income
No income bar
Domicile
Any
Eligibility
Indian citizens aged 18–40 with a bank account (non-income-tax-payers).

Details

Benefit type
Guaranteed pension
Benefit detail
Guaranteed pension of ₹1,000–₹5,000/month after age 60 based on contribution. Income-tax payers are not eligible (since Oct 2022).
Target beneficiary
Unorganised-sector workers (18–40).
Launch date

Status evidence

Active

Active — PFRDA confirms it is operational and enrolling (~9.1 crore subscribers by May 2026, a record ~1.35 crore added in FY2025-26). Age 18–40. Verified 2026-06-19.

Last budget year
Last notification
Last verified
19-06-2026 · 8 days ago

Data & impact

Public figures where available; where Bihar publishes nothing, the data request itself is shown. Every number is sourced — none are estimated.

Fiscal yearFunds (₹ cr)People
2025-26
9,00,00,000India subscribers

Sources:tribuneindia.com

Data provenance

Budget & disbursement
From budget.bihar.gov.in (public — to extract)
Public — not yet added
Beneficiaries
National (~9 cr). [scope: National]
Reported · verify
District-wise distribution
District-wise — needs an RTI
RTI needed
Demographic breakdown
Category / gender — needs an RTI
RTI needed
Outcomes
Completion / outcomes — needs an RTI
RTI needed

Sources