Financial inclusionEmploymentMinority Welfare Department, Government of Bihar

Bihar Alpsankhyak Rozgar Rin Yojana

बिहार अल्पसंख्यक रोज़गार ऋण योजना

Likely activeApply on the official portal

Low-interest business loans for minority-community entrepreneurs.

Benefit type

Business loan

For

Self-employed / entrepreneur

Age

18–50 years

Highest education

Any

Who can apply

For

Self-employed / entrepreneur

Age

18–50 years

Highest education

Any

Gender

Any

Social category

Minority

Income

₹4,00,000

Domicile

Bihar resident

Eligibility

Minority-community residents of Bihar aged 18–50 starting/expanding a business.

Details

Benefit type: Business loan
Benefit detail: Self-employment loan up to ₹5 lakh at 5% simple interest (with a 0.5% rebate for timely repayment), repaid over 5 years, for minority-community members.
Target beneficiary: Minority entrepreneurs of Bihar.
Launch date: —

Status evidence

Likely active

Likely active — the BSMFC RTI reply (dated 24 Jul 2026) shows loans still being disbursed through FY2023-24 (₹37.36 cr) with recoveries continuing into FY2024-25, but FY2024-25 shows no fresh disbursement and no new 2025-26 sanction cycle is confirmed. [Flat 5% interest; ceiling ₹5 lakh; family income ≤₹4 lakh/yr.] Verified 2026-07-24.

Sources:bsmfc.org ↗

Last budget year: —
Last notification: —
Last verified: 24-07-2026 · 19 days ago

Data & impact

Public figures where available; where Bihar publishes nothing, the data request itself is shown. Every number is sourced — none are estimated.

Fiscal year	Funds (₹ cr)	People
2021-22	₹62.2 crFunds allotted, FY2021-22	3,995Beneficiaries (loans sanctioned), FY2021-22
2022-23	₹134.15 crLoan amount disbursed, FY2022-23	5,975Beneficiaries (loans sanctioned), FY2022-23
2023-24	₹37.36 crLoan amount disbursed, FY2023-24	1,783Beneficiaries (loans sanctioned), FY2023-24

Sources:bsmfc.org ↗

Data provenance

Budget & disbursement

₹ crore allotted. Received via BSMFC RTI reply dated 24 Jul 2026.

bsmfc.org ↗Reply PDF ⬇

RTI received

Beneficiaries

District-wise total. Received via BSMFC RTI reply dated 24 Jul 2026.

bsmfc.org ↗Reply PDF ⬇

RTI received

District-wise distribution

Beneficiaries in Madhubani, FY2023-24. Received via BSMFC RTI reply dated 24 Jul 2026.

bsmfc.org ↗Reply PDF ⬇

RTI received

Demographic breakdown

The 24 Jul 2026 RTI reply provided district-wise beneficiaries and financials but no gender / social-category split; that breakdown remains unavailable. (FY2023-24 district-wise beneficiaries are captured as district rows below; the FY2021-22 and FY2022-23 tables were also received and are available on request.)

RTI needed

Outcomes

Reply's TOTAL recovery (₹61.98 cr); per-year recoveries were ₹4.47 cr (2021-22), ₹8.24 cr (2022-23), ₹14.11 cr (2023-24), ₹12.12 cr (2024-25). The total exceeds their sum, so it appears cumulative since inception. Received via BSMFC RTI reply dated 24 Jul 2026.