Financial inclusionSocial welfareGovernment of India (Central Scheme)
Pradhan Mantri Suraksha Bima Yojana (PMSBY)
प्रधानमंत्री सुरक्षा बीमा योजना (PMSBY)
Affordable accident-insurance cover via a bank account.
Benefit type
Accident insurance
For
Anyone (no occupation restriction)
Age
18–70 years
Highest education
Any
Who can apply
For
Anyone (no occupation restriction)
Age
18–70 years
Highest education
Any
Gender
Any
Social category
All categories
Income
No income bar
Domicile
Any
Details
- Benefit type
- Accident insurance
- Benefit detail
- Accidental death/disability cover of ₹2 lakh for an annual premium of ₹20; bank-account holders aged 18–70.
- Target beneficiary
- Bank account holders (18–70).
- Launch date
- —
Status evidence
Active — Jan Suraksha umbrella, 55+ crore combined enrolments (2026); premium ₹20/year since 1 Jun 2022 (PIB). Verified 2026-06-19.
Sources:jansuraksha.gov.in ↗
- Last budget year
- —
- Last notification
- —
- Last verified
- 19-06-2026 · 8 days ago
Data & impact
Public figures where available; where Bihar publishes nothing, the data request itself is shown. Every number is sourced — none are estimated.
Data provenance
Budget & disbursement
From budget.bihar.gov.in (public — to extract)
Published
District-wise distribution
District-wise — needs an RTI
Demographic breakdown
Category / gender — needs an RTI
Published
Sources
- Primary source:https://www.jansuraksha.gov.in ↗
- Application portal:https://www.jansuraksha.gov.in ↗
- Department:https://www.india.gov.in ↗