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Social welfareFinancial inclusionGovernment of India (Central Scheme)

Pradhan Mantri Shram Yogi Maandhan (PM-SYM)

प्रधानमंत्री श्रम योगी मानधन (PM-SYM)

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Voluntary contributory pension for unorganised-sector workers.

Benefit type
Guaranteed pension
For
Worker / labourer
Age
18–40 years
Highest education
Any

Who can apply

For
Worker / labourer
Age
18–40 years
Highest education
Any
Gender
Any
Social category
All categories
Income
₹1,80,000
Domicile
Any
Eligibility
Unorganised-sector workers aged 18–40 with monthly income up to ₹15,000 (non-EPF/ESIC/NPS).

Details

Benefit type
Guaranteed pension
Benefit detail
Assured ₹3,000/month pension after age 60 (50% govt co-contribution). Verify current terms.
Target beneficiary
Unorganised-sector workers (18–40).
Launch date
—

Status evidence

Active

Active — Ministry of Labour confirms operation (PIB 2025): ₹3,000/month pension after 60 with equal (50%) government co-contribution, for unorganised workers 18–40 earning ≤₹15,000/month and not in EPFO/ESIC/NPS. Verified 2026-06-19.

Sources:maandhan.in ↗
Last budget year
—
Last notification
—
Last verified
19-06-2026 · 8 days ago

Data & impact

Public figures where available; where Bihar publishes nothing, the data request itself is shown. Every number is sourced — none are estimated.

Fiscal yearFunds (₹ cr)People
2024-25—
46,12,330India subscribers

Sources:visionias.in ↗

Data provenance

Budget & disbursement
From budget.bihar.gov.in (public — to extract)
Public — not yet added
Beneficiaries
National. [scope: National]
visionias.in ↗
Reported · verify
District-wise distribution
District-wise — needs an RTI
RTI needed
Demographic breakdown
Category / gender — needs an RTI
RTI needed
Outcomes
Completion / outcomes — needs an RTI
RTI needed

Sources

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