Financial inclusionEmploymentGovernment of India (Central Scheme)
PM SVANidhi (Street Vendors)
पीएम स्वनिधि (पथ विक्रेता)
Collateral-free working-capital loans for urban street vendors.
Benefit type
Working-capital loan
For
Self-employed / entrepreneur
Age
Any age
Highest education
Any
Who can apply
For
Self-employed / entrepreneur
Age
Any age
Highest education
Any
Gender
Any
Social category
All categories
Income
No income bar
Domicile
Any
Details
- Benefit type
- Working-capital loan
- Benefit detail
- Collateral-free working-capital loans for street vendors — ₹15,000, then ₹25,000, then ₹50,000 (tiers raised in the 2025 restructuring), with interest subsidy; repaying the 2nd loan unlocks a UPI-linked RuPay credit card.
- Target beneficiary
- Urban street vendors.
- Launch date
- —
Status evidence
Active — Cabinet restructured and extended it to 31 Mar 2030 (₹7,332 cr, Aug 2025); ~96 lakh loans disbursed by Jul 2025. Verified 2026-06-19.
Sources:pmsvanidhi.mohua.gov.in ↗
- Last budget year
- —
- Last notification
- —
- Last verified
- 19-06-2026 · 8 days ago
Data & impact
Public figures where available; where Bihar publishes nothing, the data request itself is shown. Every number is sourced — none are estimated.
| Fiscal year | Funds (₹ cr) | People |
|---|---|---|
| 2025-26 | ₹17,115 crIndia loans disbursed | 1,00,00,000India loans |
Sources:newsonair.gov.in ↗
Data provenance
Published
Published
District-wise distribution
District-wise — needs an RTI
Demographic breakdown
Category / gender — needs an RTI
Outcomes
Completion / outcomes — needs an RTI
Sources
- Primary source:https://pmsvanidhi.mohua.gov.in ↗
- Application portal:https://pmsvanidhi.mohua.gov.in ↗
- Department:https://www.india.gov.in ↗