Financial inclusionEmploymentGovernment of India (Central Scheme)
Pradhan Mantri Mudra Yojana (PMMY)
प्रधानमंत्री मुद्रा योजना (PMMY)
Collateral-free micro-loans for non-farm income-generating micro/small enterprises.
Benefit type
Collateral-free loan
For
Self-employed / entrepreneur
Age
Any age
Highest education
Any
Who can apply
For
Self-employed / entrepreneur
Age
Any age
Highest education
Any
Gender
Any
Social category
All categories
Income
No income bar
Domicile
Any
Details
- Benefit type
- Collateral-free loan
- Benefit detail
- Loans under Shishu (≤₹50k), Kishore (₹50k–₹5L), Tarun (₹5L–₹10L) and Tarun Plus (₹10L–₹20L, for borrowers who have repaid a Tarun loan). Collateral-free, CGFMU-guaranteed.
- Target beneficiary
- Micro/small entrepreneurs.
- Launch date
- —
Status evidence
Active — loan limit doubled to ₹20 lakh via the new Tarun Plus category (effective 24 Oct 2024, PIB). Verified 2026-06-19.
Sources:mudra.org.in ↗
- Last budget year
- —
- Last notification
- —
- Last verified
- 19-06-2026 · 8 days ago
Data & impact
Public figures where available; where Bihar publishes nothing, the data request itself is shown. Every number is sourced — none are estimated.
| Fiscal year | Funds (₹ cr) | People |
|---|---|---|
| 2024-25 | ₹5,02,782 crIndia sanctioned | 4,79,48,320India loans sanctioned |
Sources:ibef.org ↗
Data provenance
Reported · verify
Reported · verify
District-wise distribution
District-wise — needs an RTI
Demographic breakdown
Category / gender — needs an RTI
Outcomes
Completion / outcomes — needs an RTI
Sources
- Primary source:https://www.mudra.org.in ↗
- Application portal:https://www.mudra.org.in ↗
- Department:https://www.india.gov.in ↗