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IndustryFinancial inclusionIndustries Department, Government of Bihar

Mukhyamantri Udyami Yojana

मुख्यमंत्री उद्यमी योजना

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Promote first-generation entrepreneurship in Bihar by financing new micro/small enterprises.

Benefit type
Loan + subsidy
For
Self-employed / entrepreneur
Age
18–50 years
Highest education
Senior secondary (class 12) (or above)

Who can apply

For
Self-employed / entrepreneur
Age
18–50 years
Highest education
Senior secondary (class 12) (or above)
Gender
Any
Social category
All categories
Income
No income bar
Domicile
Bihar resident
Eligibility
Permanent resident of Bihar aged 18–45, with at least class 12 / ITI / Diploma / Graduate (per component). Components for SC/ST, EBC, BC, Women and Youth. SC/ST/EBC/women loans are interest-free; general youth pay 1% simple interest.

Details

Benefit type
Loan + subsidy
Benefit detail
Up to ₹10 lakh — 50% subsidy (grant, up to ₹5 lakh) + 50% loan (up to ₹5 lakh) repayable over 84 months; the Youth category pays 1% interest. No collateral.
Target beneficiary
Aspiring entrepreneurs in Bihar (SC/ST/EBC/BC/women/youth).
Launch date
—

Status evidence

Active

Active — official udyami.bihar.gov.in shows the FY2025-26 cycle (applications closed 23 Mar 2026, selection by randomisation 20 May 2026, document upload by 24 Jun 2026) — mid-cycle and operational. Categories: SC/ST, EBC, women, youth, minority; age 18–50; min education 10+2/ITI/diploma. Verified 2026-06-19.

Sources:udyami.bihar.gov.in ↗
Last budget year
—
Last notification
—
Last verified
19-06-2026 · 8 days ago

Data & impact

Public figures where available; where Bihar publishes nothing, the data request itself is shown. Every number is sourced — none are estimated.

Fiscal yearFunds (₹ cr)People
2024-25—
9,247Beneficiaries selected

Sources:prabhatkhabar.com ↗

Data provenance

Budget & disbursement
From budget.bihar.gov.in (public — to extract)
Public — not yet added
Beneficiaries
Selected under MMUY for FY2024-25 (~2,000 each for SC/ST, EBC, youth, women + 1,247 minority). Reported (Prabhat Khabar); verify against the result list at udyami.bihar.gov.in.
prabhatkhabar.com ↗
Reported · verify
District-wise distribution
District-wise / social-category / gender splits and outcomes not published. RTI filed via Bihar RTI Online to the Industries Department on 25 June 2026; awaiting reply.
RTI filed · awaiting
Demographic breakdown
Category / gender — needs an RTI
RTI needed
Outcomes
Completion / outcomes — needs an RTI
RTI needed

Sources

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