Financial inclusionGovernment of India (Central Scheme)
Pradhan Mantri Jan Dhan Yojana (PMJDY)
प्रधानमंत्री जन धन योजना (PMJDY)
Universal access to a basic bank account with overdraft, insurance and DBT linkage.
Benefit type
Zero-balance bank account
For
Anyone (no occupation restriction)
Age
Any age
Highest education
Any
Who can apply
For
Anyone (no occupation restriction)
Age
Any age
Highest education
Any
Gender
Any
Social category
All categories
Income
No income bar
Domicile
Any
Details
- Benefit type
- Zero-balance bank account
- Benefit detail
- Zero-balance account with RuPay card, overdraft up to ₹10,000, and ₹2 lakh accidental insurance cover.
- Target beneficiary
- Unbanked residents.
- Launch date
- —
Status evidence
Active — 11 years in 2025: 56.16 crore accounts and 38.68 crore RuPay cards (PIB, Aug 2025). Verified 2026-06-19.
Sources:pmjdy.gov.in ↗
- Last budget year
- —
- Last notification
- —
- Last verified
- 19-06-2026 · 8 days ago
Data & impact
Public figures where available; where Bihar publishes nothing, the data request itself is shown. Every number is sourced — none are estimated.
| Fiscal year | Funds (₹ cr) | People |
|---|---|---|
| 2025-26 | ₹3,07,000 crIndia deposits | 58,06,00,000India accounts |
Sources:uniindia.com ↗
Data provenance
Reported · verify
Reported · verify
District-wise distribution
District-wise — needs an RTI
Demographic breakdown
Category / gender — needs an RTI
Outcomes
Completion / outcomes — needs an RTI
Sources
- Primary source:https://pmjdy.gov.in ↗
- Application portal:https://pmjdy.gov.in ↗
- Department:https://www.india.gov.in ↗